If you’ve purchased a vehicle service contract (VSC) from Sky Auto Protection and are now looking for a refund, you’re not alone. Many customers wonder how to cancel their policy and get their money back—whether they’ve changed their mind, sold their car, or found a better deal elsewhere.
In this guide, we’ll cover:
- How Sky Auto Protection refunds work
- Step-by-step instructions for requesting a refund
- Common reasons for cancellation
- Tips to maximize your refund amount
- What to do if Sky Auto Protection denies your claim
By the end, you’ll know exactly how to secure your refund and avoid unnecessary delays.
What is Sky Auto Protection?
Sky Auto Protection is a vehicle service contract (VSC) provider that offers extended warranty coverage for cars, trucks, and SUVs. Unlike traditional warranties, VSCs are optional plans that help cover repair costs after the manufacturer’s warranty expires.
However, if you no longer need the coverage—whether because you sold your car, paid off your loan, or found a better deal—you may be eligible for a prorated refund.
How Do Sky Auto Protection Refunds Work?
Sky Auto Protection, like most extended warranty companies, offers pro-rated refunds based on:
- Unused coverage time (if you cancel mid-term)
- Unused claims (if you never filed a claim)
- Administrative fees (some companies deduct a cancellation fee)
Refund Eligibility
- You cancel within the free-look period (usually 30 days for a full refund).
- You sell or trade in your vehicle.
- You pay off your loan early and no longer need coverage.
- You find a better warranty deal elsewhere.
Note: If you’ve filed multiple claims, your refund may be reduced.
How to Request a Sky Auto Protection Refund (Step-by-Step)
1. Review Your Contract
Check your terms and conditions for:
- Cancellation policy (free-look period, prorated refund rules)
- Contact information (phone, email, or online portal)
2. Contact Sky Auto Protection
You can request a refund by:
- Phone: Call customer service at 1-888-875-1616 (verify current number on their website).
- Email: Send a cancellation request to their support email (found in your contract).
- Online: Some customers report success through their online account portal.
3. Submit Required Documents
You may need to provide:
- Proof of vehicle sale/trade-in (if applicable)
- Loan payoff confirmation (if cancelling due to early payoff)
- Mileage at cancellation (for prorated calculations)
4. Wait for Processing
Refunds typically take 4-6 weeks to process. If you don’t receive yours, follow up.
5. Check Your Payment Method
Refunds are usually issued via:
- Original payment method (credit/debit card)
- Check by mail (if you paid upfront)
How Much Refund Can You Expect?
Your refund depends on:
- How long you’ve had the policy (prorated if after the free-look period).
- Whether you filed claims (more claims = smaller refund).
- Administrative fees (some companies charge $50-$100).
Example:
- Total contract cost: $2,000
- Used 6 months out of 36 months
- Refund: ~$1,666 (minus any fees)
What If Sky Auto Protection Denies Your Refund?
If Sky Auto Protection refuses your refund request:
- Escalate to a supervisor.
- File a complaint with the BBB ([Better Business Bureau].
- Contact your state’s attorney general (if you suspect unfair practices).
- Dispute the charge with your bank (if paid via credit card).
Is a Sky Auto Protection Refund Worth It?
If you no longer need your extended warranty, yes! A prorated refund can put hundreds (or thousands) back in your pocket.
Key Takeaways:
- Cancel early for the best refund.
- Keep records of all communications.
- Follow up if your refund is delayed.
Need help? Call Sky Auto Protection at 1-888-875-1616 or check your contract for details.
Frequently Asked Questions (FAQs)
Q: How long does a Sky Auto Protection refund take?
A: Typically 4-6 weeks, but follow up if delayed.
Q: Can I cancel Sky Auto Protection anytime?
A: Yes, but refunds are prorated after the free-look period.
Q: Will I get a full refund if I cancel within 30 days?
A: Most likely, but check your contract for exact terms.
Q: What if I sold my car?
A: You’re entitled to a prorated refund—submit proof of sale.
Need Further Help? If you’re struggling to get your refund, leave a comment below, and we’ll help you navigate the process!
